How Driving Citations can Change your Auto Insurance Policy

When renewing your auto insurance policy, or starting a new policy, typically the insurance company will look at several factors. They may consider what type of car you are driving, how far you usually drive your car each day, or how many people will be driving the car in the household. Did you know that a car insurance policy is also determined by any driving citations you may have incurred? 

Any ticket for a moving violation can significantly impact your car insurance policy and the premium that you will pay. Although each car insurance company is different, typically moving violations are separated into three distinct categories. A small impact ticket that will not alter your vehicle insurance drastically could be something like having a tail light out while driving. 

A more serious moving citation might be a speeding ticket for going ten mph over the speed limit. This can moderately affect the premiums you pay for car insurance. 

A serious moving violation may be something like DUI conviction. This can have very grave consequences and can even cancel your coverage depending on the situation in which you were caught.

Each car insurance is different and will have different thresholds to consider for moving violations. The severity and the number of tickets in a given amount of time will also impact the way your auto insurance changes.

If you have questions about auto insurance policies, be sure to reach out to Gallina and Sons proudly serving Bridgeville, PA. At Gallina and Sons, we understand that auto insurance can be complicated. If you are a resident of Bridgeville, PA, please reach out to us. We are available to help answer any questions you may have and can help get you started on a new auto insurance policy today. If you are looking for a quote, try our online rating tool on auto insurance.