As you prepare to remodel your home, it is important to take the time to glance at your home insurance policy, and even consider making changes to the policy, if needed. Here at Gallina and Sons, serving the greater Pittsburgh, PA area, we would like to let you know why it is essential to do so. Here is why you will want to take a look at your current home insurance policy when you are remodeling your home.
What to look for?
When you are remodeling your home, odds are, you are using materials that are of higher cost than what is already in your home. In the event of a fire, flood or other incidents that are covered by your home insurance, your home insurance company will pay to replace the materials that were damaged, as long as you have enough coverage. Unfortunately, many people do not think about increasing their coverage level after a remodel, and as such, they may not have enough coverage to pay for these higher costs. They only receive what their maximum coverage level is, and that may not be enough to get your home back to its pre-existing condition. This is why it is so important to take a look at your policy when remodeling your home.
If you have taken a look at your policy and have come to the conclusion that it no longer meets your needs, it may be time to get a new one. At Gallina and Sons, serving the greater Pittsburgh, PA area, we can help you find the right coverage levels and policies for your needs. Give us a call now to get started.