What Types of Commercial Insurance Do I Need?

Gallina and Sons serve business owners in the Pittsburgh, PA area, as well as many of the surrounding communities. Our agents understand how confusing commercial insurance can be and are willing to explain the various types that may be needed to fully protect your business. Even a small loss can be financially devastating. Having the right types of insurance can prevent that.

Liability Insurance

Liability insurance is used to protect a company from someone being injured on their property or by one of their products. This can be the result of a slip and fall or tripping accident or through the use of a defective or malfunctioning product. There are many different types of liability, so it’s important to work with your insurance agent to ensure you are adequately covered.

Fleet Insurance

Fleet insurance is a necessity if your company owns one or more vehicles that are used during the operation of the business. Fleet insurance covers all types of vehicles from automobiles to large delivery trucks. Just like your auto insurance covers your individual vehicle, fleet insurance covers all company-owned vehicles.

Umbrella Insurance

Umbrella insurance is a special kind of insurance that picks up where other policies leave off. If your fleet insurance has a cap of $1 million and the payout exceeds that amount, your umbrella policy will cover what your fleet insurance doesn’t.

At Gallina and Sons, the agents who serve the Pittsburgh, PA area can answer any questions you may have about your commercial insurance policy. Call today and schedule an appointment with one of our reputable agents. They will make sure you have the types of coverage you need and the right amounts to fully protect your business.