What Is Standard Liability Auto Insurance In My State?

Gallina and Sons Insurance in Pittsburgh, PA – We Answer All of Your Questions From The Simple To The Complex 

The minimum required insurance coverage that is needed to own and operate a motor vehicle in the state of Pennsylvania are as follows: 

Medical benefits – $5000 is the minimum limit for medical bills for yourself and others regardless of who was found at fault in an accident.

Bodily injury liability – if someone is injured in a car accident either yourself or a passenger or someone in another vehicle this portion of coverage would pay the medical and/or rehabilitation fees if you are found liable. The minimum limits are $15,000/$30,000. $15,000 is the amount paid to one person to cover their injuries while $30,000 is the total paid for any one accident. Remember to keep in mind that these are the minimum limits for the state of Pennsylvania.

Property damage liability – if you are found at fault for damaging someone’s property during an accident this portion of your insurance would cover me the minimum for this portion of insurance is $5000.

We like to offer this information so that you have the opportunity to consider it before you sit down to speak with an agent who will underwrite your policy. Most people don’t know how much the minimum liability amount requirements are.    

Gallina and Sons serve Pittsburgh, PA and the surrounding areas in their auto, home, association, and commercial insurance needs. You can give us a call at 412-221-7010 to speak with one of our staffers. Quite possibly you may get a Gallina on the phone since it has been a family-owned and operated company since its inception.  We look forward to hearing from you today. Don’t hesitate to call.