When is it Required to Have Auto Insurance in Pennsylvania

If you live in the Pittsburgh, PA area, owning a car is often a very good idea and a practical necessity. Since you will likely need to be driving a car on a daily basis, it is important that you spend time considering your insurance needs. There are several situations in which it will be required for you to have auto insurance for your car.

When You Drive the Car

For people that are in the state of Pennsylvania, there is never a situation when you will not need to have auto insurance if you plan on driving the car. As soon as the car is on a public road, you are going to need to have at least the minimum level of liability insurance. This type of coverage will protect you if you are at fault in an accident and it is also required by state law.

If You Have a Loan

Most people that buy a car will have to take out an auto loan to finance the purchase. When you do take out a loan to buy the car, you undoubtedly will be required to get auto insurance as well. The lender will likely want you to have insurance to make sure that their collateral is protected if you are involved in an accident of incurring another loss. 

There are many situations in which you are going to be required to carry auto insurance. If you live in the Pittsburgh, PA area and would like to learn more about your auto insurance options, speaking with Gallina and Sons would be a great option for you. The insurance team at Gallina and Sons will be able to help you to choose an auto insurance policy that is right for you and your situation.