Do I Still Need Liability Insurance for a Service-Oriented Business?

Many people are under the mistaken impression that if you own a service-oriented business, you don’t need commercial liability insurance. The fact is, as a business owner who offers a service, having liability insurance is extremely important. The agents at Gallina and Sons serve businesses throughout the Pittsburgh, PA area, providing them with the coverage they need to conduct their business efficiently and securely.

Damage to Property

If you are performing a job on someone’s property and something gets damaged in the process, you are liable. Having a liability coverage will protect you from financial loss if the property owner wants to file a claim against you. Liability insurance protects both you and your company in cases like this. It is up to you to determine what your potential liability should be so you can have the right policy in place while you are working. 

Your Equipment

If you are on the job and someone would trip and fall over your equipment or become injured due to its malfunction, a liability policy will be able to protect you from significant loss. Injuries can occur even if you have equipment clearly marked and out of the way. Even though you have secured everything, it’s still important to carry the necessary liability insurance to protect your business.

Call and schedule a consultation with the agents of Gallina and Sons. If you own a service-oriented business in Pittsburgh, PA, don’t wait until an accident happens! Call today and get the information you need. Having the right commercial policy in place is essential if you want your company to be fully protected.