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Gallina and Sons can help you find the right homeowners' insurance for your budget. Homeowners insurance protects your home and personal property in the event of a covered risk. Without it, you would be 100 percent financially responsible for repairing or replacing your home and belongings.
Throughout someone's life, "home" is going to take on many different meanings. The insurance industry offers thousands of variations of homeowner’s policies allowing you to make your policy just as unique as your home, however, the accuracy and quality of your policy come down to the quality of your agent. Gallina and Sons has spent over 60 years focusing on the needs of every type of home. Less than 2% of agents have received the necessary education to properly insure a home in an associated community and even less customers know what turns a home into a farm. The internet is full of negative claims experiences... how many of them are because an agent insured your house, when he should have been insuring your "home".
Do you know how you would repair or replace your home and belongings in the event of a severe storm, fire, or theft? Many Pennsylvania homeowners do not have the funds available to fix or replace their homes in the event of a catastrophe. Homeowners insurance is designed to help you pay for certain expenses in the event that your home experiences damage from a covered event.
Monthly policy rates vary greatly depending on the specifics of your coverage. A few factors that may influence the cost of your policy include the amount of insurance you purchase, your deductible, the age of your home, and its location. Our Pittsburgh, PA home insurance agents can help you determine how much insurance you need and your optimal deductible so that you are protected if you experience an unforeseen risk.
Too many homeowners pay inflated costs to protect their homes and personal belongings in Pennsylvania. Our independent insurance agents can find a homeowners' policy that meets your needs and budget whether you own your home or still pay a mortgage. Our agents have the ability to look up multiple policies from many difference insurance carriers in order to help you find the right policy at the right price. To start the process of finding affordable homeowners' insurance, fill out our online quote form or give us a call.
The Gallina family has been dedicating themselves to Condominium and Homeowners Associations and is here to be “the experts you have been looking for”.
William Gallina Esq. (left) is one of only three attorneys in the United States recognized by the Community Associations Institute as a community association insurance and risk management specialist (CIRMS).
Bill is the former chairman of the Pittsburgh Steering Committee for the Community Association Institute. He is a regular speaker on association law and insurance issues and has written articles on association topics for numerous publications.
Timothy Gallina (not pictured) left a position with Travelers Insurance Company where he managed and settled condominium claims to join the family business. Today he oversees claim activity for condominiums to ensure adjusters from other companies not insured with Gallina and Sons understand how to settle your claims.